TERMS & CONDITIONS

Effective: June 18, 2026

Agreement to Terms

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("Client," "User," or "you") and YMS Consulting LLC ("YMS Consulting," "we," "us," or "our"), a Virginia limited liability company. By accessing or using our website at yahairamstewart.com, booking a consultation, or engaging our services, you agree to be bound by these Terms.

If you do not agree to these Terms, please do not use our website or services. These Terms apply to all visitors, clients, and others who access or use our website and services.

About YMS Consulting LLC

YMS Consulting LLC is a business growth consulting firm based in Northern Virginia, Virginia. We provide business strategy consulting, marketing strategy, and related advisory services to service-based business owners. Our principal place of business is in Northern Virginia, and all services are governed by the laws of the Commonwealth of Virginia.

Business Name: YMS Consulting LLC

Owner: Yahaira M. Stewart, Business Growth Consultant

Website: yahairamstewart.com

Email: [email protected]

State of Formation: Virginia

Services Offered

YMS Consulting LLC offers business growth consulting services across multiple engagement tiers, including one-time intensive sessions, ongoing monthly retainers, and comprehensive transformation partnerships. Current service offerings, descriptions, and pricing are available on our website at yahairamstewart.com and are subject to change at our discretion.

Service details, deliverables, timelines, and applicable fees are outlined in individual Service Agreements provided to each client prior to engagement. In the event of a conflict between these Terms and a signed Service Agreement, the Service Agreement shall govern with respect to the specific engagement.

Website Use & Intellectual Property

Permitted Use

You may access and use our website for lawful purposes related to learning about and engaging our services. You agree not to:

Use our website in any way that violates applicable federal, Virginia state, or local law or regulation.

Reproduce, duplicate, copy, sell, or exploit any portion of our website without our express written permission.

Transmit any unsolicited or unauthorized advertising, spam, or promotional materials.

Attempt to gain unauthorized access to any part of our website, servers, or systems.

Engage in any conduct that could damage, disable, or impair our website or interfere with other users' access.

Intellectual Property

All content on yahairamstewart.com — including but not limited to text, graphics, logos, images, the RISE Framework, B.O.L.D. Moves™ branding, downloadable materials, and course content — is the exclusive property of YMS Consulting LLC or its content suppliers and is protected by United States copyright, trademark, and other intellectual property laws.

The RISE Framework™ (Reveal, Ignite, Scale, Elevate) and B.O.L.D. Moves™ are proprietary methodologies and brands of YMS Consulting LLC. Unauthorized use, reproduction, or distribution is strictly prohibited.

You may not use our intellectual property without prior written consent from YMS Consulting LLC.

Client Responsibilities & Service Terms

Engagement Requirements

Clients are responsible for providing accurate, complete, and timely information necessary for YMS Consulting to perform services effectively.

Clients are responsible for implementing recommendations and taking action between sessions. Results depend significantly on client participation and execution.

Clients must attend scheduled sessions or provide 24 hours' notice to reschedule. Missed sessions without notice may be forfeited.

Clients grant YMS Consulting LLC and its VA team access to social media accounts, brand assets, and other materials as reasonably required to deliver services.

No Guarantee of Results

Business growth consulting involves strategy, analysis, and recommendations. While YMS Consulting LLC is committed to delivering high-quality service based on 28 years of entrepreneurship experience, we cannot and do not guarantee specific business results, revenue increases, or outcomes. Individual results depend on many factors outside our control, including market conditions, client implementation, and business circumstances.

Payment Terms

Fees & Payment

All service fees are set forth in the applicable Service Agreement provided to you prior to engagement. Fees are due in accordance with the payment schedule outlined in your Service Agreement. YMS Consulting LLC reserves the right to update its pricing at any time; any changes will not affect engagements already under a signed Service Agreement.

Late Payments

Payments not received within 5 business days of the due date may result in suspension of services. Accounts more than 15 days past due are subject to a late fee of 1.5% per month on the outstanding balance, consistent with Virginia law (Va. Code § 6.2-302 usury provisions considered). YMS Consulting LLC reserves the right to suspend or terminate services for non-payment.

Refund Policy

All fees paid to YMS Consulting LLC are generally non-refundable given the nature of professional consulting services. Exceptions may be made at the sole discretion of YMS Consulting LLC in cases of documented extenuating circumstances. Any refund requests must be submitted in writing within 7 days of the payment date.

Cancellation & Termination

Client Cancellation

One-Time Sessions: Cancellations made more than 5 business days before the scheduled session will receive a full refund of any deposit paid. Cancellations within 5 business days forfeit the deposit.

Monthly Retainers: Clients may cancel with 30 days' written notice after completing any minimum commitment period specified in the Service Agreement. No refund is issued for the current billing cycle.

Multi-Month Engagements: Early termination prior to the end of any minimum commitment period does not relieve the client of payment obligations for the remaining minimum term, as outlined in the applicable Service Agreement.

YMS Consulting Termination

YMS Consulting LLC reserves the right to terminate any engagement immediately and without refund if a client engages in abusive, harassing, or unethical behavior toward YMS Consulting staff, violates these Terms, or misrepresents material information relevant to the engagement.

Confidentiality

YMS Consulting LLC maintains strict confidentiality regarding all client information, business data, financials, and strategic information shared during engagements. We will not disclose your confidential information to third parties without your consent, except as required by law.

Clients agree to maintain the confidentiality of YMS Consulting's proprietary frameworks, methodologies, and materials (including the RISE Framework™ and B.O.L.D. Moves™) and not to reproduce, share, or commercialize these materials without written permission.

Testimonials & Case Studies

With your explicit written consent, YMS Consulting LLC may use your business results, testimonials, or anonymized case study information for marketing and promotional purposes. We will never share identifiable client information without permission.

By providing a testimonial or participating in a case study, you grant YMS Consulting LLC a non-exclusive, royalty-free, perpetual license to use that content in marketing materials, website pages, social media, and promotional content.

Disclaimers

Not Legal, Financial, or Tax Advice

The information and services provided by YMS Consulting LLC are for business strategy and marketing purposes only. Nothing in our services, website, or communications constitutes legal advice, financial advice, investment advice, or tax advice. For matters requiring professional legal, financial, or tax guidance, please consult a licensed professional in the relevant field.

Website Disclaimer

Our website and its content are provided "as is" and "as available" without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that our website will be uninterrupted, error-free, or free of viruses or other harmful components.

Limitation of Liability

To the fullest extent permitted by Virginia law, YMS Consulting LLC and its owner, employees, and contractors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services or website, including loss of profits, loss of data, or business interruption, even if we have been advised of the possibility of such damages.

Our total liability to you for any claim arising out of or relating to these Terms or our services shall not exceed the total amount paid by you to YMS Consulting LLC in the 3 months immediately preceding the claim.

Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability, so some of the above limitations may not apply to you.

Indemnification

You agree to indemnify, defend, and hold harmless YMS Consulting LLC, its owner, employees, contractors, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms, your use of our services, or your infringement of any third-party rights.

Governing Law & Dispute Resolution

Governing Law

These Terms and any disputes arising from them shall be governed by and construed in accordance with the laws of the Commonwealth of Virginia, without regard to its conflict of law principles.

Jurisdiction

Any legal action or proceeding relating to these Terms or our services shall be brought exclusively in the state or federal courts located in Northern Virginia (Fairfax County or Prince William County, Virginia), and you consent to the personal jurisdiction of those courts.

Informal Resolution First

Before initiating any formal legal action, both parties agree to attempt to resolve disputes informally by contacting YMS Consulting LLC at [business email]. We will make good-faith efforts to resolve any dispute within 30 days of receiving written notice.

Optional Mediation

If informal resolution fails, the parties may agree to pursue non-binding mediation through a Virginia-based mediator before resorting to litigation. Mediation costs shall be shared equally unless otherwise agreed.

Virginia-Specific Provisions

Virginia Consumer Protection Act (Va. Code § 59.1-196 et seq.) — We conduct business in compliance with Virginia's consumer protection laws. If you believe we have engaged in a prohibited practice under the VCPA, please contact us directly before pursuing any formal complaint.

Virginia Small Business Act — YMS Consulting LLC operates as a small business in compliance with Virginia's small business regulations.

Virginia Uniform Commercial Code (Va. Code § 8.1A et seq.) — governs commercial transactions where applicable.

Virginia LLC Act (Va. Code § 13.1-1000 et seq.) — YMS Consulting LLC is organized and operated as a Virginia limited liability company in compliance with the Virginia Limited Liability Company Act.

Changes to These Terms

We reserve the right to update or modify these Terms at any time. When we do, we will revise the effective date at the top of this page. We encourage you to review these Terms periodically. Your continued use of our website or services after any changes constitutes your acceptance of the revised Terms.

Entire Agreement

These Terms, together with our Privacy Policy and any signed Service Agreement between you and YMS Consulting LLC, constitute the entire agreement between you and YMS Consulting LLC regarding your use of our website and services, and supersede all prior or contemporaneous agreements, representations, and understandings.

Contact

Questions about these Terms? Contact us:

 

YMS Consulting LLC

Yahaira M. Stewart, Business Growth Consultant

Website: yahairamstewart.com

Email: [email protected]

Northern Virginia, Virginia

Last updated: June 18, 2026. These Terms & Conditions apply to yahairamstewart.com and all services offered by YMS Consulting LLC, a Virginia limited liability company.